The following credit card management tips are excellent ways to manage your credit card before it controls your financial-life.
1. Do not memorize your PIN number - If you know your pin number then it would be extremely tempting to spend on your credit card every time you go into a shop or are short of [...]
Two seemingly unrelated stories caught my attention yesterday. One was about corporations stockpiling cash and the other was about consumer savings rates.
Some American corporations really know how to sock it away.
Do you know about credit cards and their dirty little secrets? I make my living knowing about them and I was unable to answer all the questions at a great quiz from the PBS Frontline program Secret History of The Credit Card at Credit Card Quiz. Take the quiz and see how much you do [...]
Thanksgiving is over, the stores are open early, and retailers are enticing shoppers with lower prices. The season has begun to abuse the plastic in our wallets. When the credit card statements arrive, many Americans will learn to resolve the extra strain on their budgets by learning how to legally eliminate 100% of their credit [...]
With a good credit score an applicant will receive prompt response from many lenders, all of them offering low interest rates and low down payment options. The loan amount offered also may be high. On the contrary a low credit score would result in a lot of rejection from various mortgage financers. Because creditors wouldn’t come forward easily to give credit to individuals that have a history of difficulty in repaying existing loans. (more…)