New rules for credit card companies
Instant Approval Credit Cards
Filed under: Credit, Credit Card Applications, Credit Cards
If you don’t have the time to wait for credit card approval then an instant approval credit card might be the route to take. A lot of people don’t have the time or patience for the dated method of applying for a credit card. Traditionally you have to fill out an application, mail it in, and wait for a letter advising you if you have been approved for a line of credit.What happens when you don’t have the luxury of time to get approved for a credit card? This is where an instant approval card comes in handy. Read more
7 Tips to Avoid Credit Card Fees
Things are always changing in the credit card industry. One of the latest and most widespread trends in the business is the increase of fees and the addition of newly created fees. And let’s face it, credit cards are in the business to make profit – just like any business. They’ve found that people want lower interest rates and more rewards with their credit cards and one of the ways they can deliver those advantages to their customers is by making up the profit in other areas, such as fees. Read more
Credit Card Management For Beginners
A credit card lets you use credit for almost anything at any time, and whilst this is very convenient it can also be very destructive if you are not financially disciplined. Even the strongest willed of us may be prone to an occasional impulse buy and it’s frighteningly easy to forget that every dollar you spend now has to be repaid at some later date, on top of all the interest and fees you have accrued. The following are some basic guidelines on how to stay on top of your plastic friend: Read more
No Interest Credit Cards
Zero interest credit cards are probably the most under-utilized way to get on one’s financial feet. There’s plenty of advice available on using lower interest debt consolidation loans to consolidate credit debt and reduce monthly payments. However, very rarely do we hear the suggestion that we can get away with paying no interest at all unless someone is trying to sell us furniture on a buy now and pay later basis. Yet, special zero rate credit card offers provide a fantastic way to significantly reduce monthly expenditure on credit cards as well as to get out of debt sooner. Read more