5 Easy Steps to Rebuild Your Credit after Bankruptcy

Bankruptcy often is the last ultimate solution for many debtors who have unbearable debts. With filing a bankruptcy, you will get rid of your debts instantly and relief you from the harassing call of your creditors.
Although bankruptcy has many undesirable consequences such as your bad credit record will remain on your credit report for 7-10 [...]

Debt Free Today - With a Five Dollar Bill

Everyone wants to become debt free. The long line out of the convenience store the night of the lottery drawing is a testament as to how many people dream and wish for a windfall of cash to solve all of their debt problems.
The kids get sick and you get a doctor bill.
The car needs tires [...]

Advantages And Disadvantages Of A Prepaid Card

Prepaid cards are one of the newest and most interesting financial products on the market, and they are something that everyone should be made aware of. However, many people do not know what prepaid cards are, and how they can benefit you. If you want to know more about prepaid cards, then here is some [...]

Debt Consolidation Loans

Does it really make sense to take debt consolidation loans and merge your multiple debts into one loan? Doesn’t it look like nothing more than undertaking another debt obligation? Truly, in a superficial level debt consolidation loans appear to be adding one more debt to the already existing long debt list. But proper knowledge about [...]

Downsides To Debt Consolidation

There’s no doubt you’ll have heard plenty about debt consolidation loans - our TV screens are full of adverts promising freedom from financial worry, and the internet is positively flooded with solicitations to lock in a low rate with a refinancing package.
If you’re having difficulties keeping up with your bills and credit repayments, or even [...]

Desperate Credit Card Thieves New Tactics

Two credit card theives are currently on the loose.? In Polk County, Florida, two women targeting housing developments walked into a KB Home office not to buy that new home but to steal realtors credit cards.? The women asked to see homes and while the office is empty and third person search for [...]

A dead woman’s stolen credit card

Laneea Mele Taufa, who is on probation for forgery, was arrested last week after police say she stole and used a dead woman’s credit card, police said.
Taufa was arrested in the 1300 block of West Isabella Avenue about 9 a.m. Thursday on suspicion of theft of a credit card, police records show.
The victim’s husband told [...]

True Debt Advisor Warns: The Season Begins for Credit Card Abuse

Thanksgiving is over, the stores are open early, and retailers are enticing shoppers with lower prices. The season has begun to abuse the plastic in our wallets. When the credit card statements arrive, many Americans will learn to resolve the extra strain on their budgets by learning how to legally eliminate 100% of their credit [...]

3 accused of stealing credit cards

Clearwater police arrested three Tampa residents around 2:15 a.m. Friday as suspects in a scheme to steal credit cards from elderly residents and use the cards to purchase goods. Christina Collins, 22, Cameron Collins, 18, and Sean Michael Whitaker, 26, are all suspected of entering an elderly woman’s home on Nov. 19 under false pretenses, [...]

Understanding Fast Bad Credit Loans

If you have bad credit you may feel like you will never be able to get approved for a loan in the case that you need one. That worry is made worse when you do need a loan, and you need it fast. It seems like the worse condition your credit is in, the longer [...]

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How Credit Scores Affect Mortgage Applications

With a good credit score an applicant will receive prompt response from many lenders, all of them offering low interest rates and low down payment options. The loan amount offered also may be high. On the contrary a low credit score would result in a lot of rejection from various mortgage financers. Because creditors wouldn’t come forward easily to give credit to individuals that have a history of difficulty in repaying existing loans. (more…)